Enough with the status quo.

Welcome to a new way of borrowing, investing, and making the most of your money.

Figure logo
A new way to move ahead

A new way to move ahead

At Figure, we’re transforming home equity by creating a faster, simpler and more transparent way to meet your financial goals. Learn how to use the equity in your home to consolidate debt, pay for home improvement, or fund your goals. The process is easy, secure, and faster than ever before.

Technology to drive customer goals

Technology to drive customer goals

Figure is a financial technology company leveraging blockchain, AI and analytics to deliver products to improve the financial lives of our customers. We create innovative products for consumers and a blockchain protocol that enhances the origination, custody, trading and securitization of assets for institutions.

Educate, empower, act

Educate, empower, act

Our goal is to help consumers take control of their financial lives.

Fast and transparent

Fast and transparent

We deliver intuitive consumer experiences that are fast, easy and transparent.

Transformative

Transformative

From eNotary to blockchain to data security, we’re building a better platform for financial services.

Our leadership team embraces diversity, intellectual honesty, and an entrepreneurial spirit.

Chief People Officer

Alana Ackerson

Alana Ackerson
Chief Risk Officer

Cynthia Chen

Cynthia Chen
Head of Business Development

Doug Chu

Doug Chu
Chief Compliance Officer

Eric Malchodi

Eric Malchodi
Chief Operating Officer

June Ou

June Ou
Chief Executive Officer

Mike Cagney

Mike Cagney
Chief Economist

Mike Dooley

Mike Dooley
General Counsel

Sara Priola

Sara Priola
VP of Finance and Strategy

TJ Milani

TJ Milani
Chief Marketing Officer

Wendy Harrington

Wendy Harrington
dcm
Board Member

David Chao

David Chao is Co-Founder and General Partner at DCM Ventures. At DCM Ventures, he guides portfolio companies to formulate corporate and product marketing strategies, develop strong management teams and implement domestic and international partnerships.

dcm
Board Member

David Chao

David Chao is Co-Founder and General Partner at DCM Ventures. At DCM Ventures, he guides portfolio companies to formulate corporate and product marketing strategies, develop strong management teams and implement domestic and international partnerships.

Ribbit Capital
Board Member

Meyer Malka

Meyer “Micky” Malka is the founder of Ribbit Capital, a venture capital firm targeting early-stage companies that use technology to innovate financial services worldwide. Ribbit Capital is currently invested in over 40 companies globally.

Temerity
Advisor

Andrew L. Sandler

Andy Sandler is an entrepreneur, investor, and strategic advisor to the financial services industry. He leads Temerity Capital Partners, and the Sandler family office and private investment company, which invests in and advises early-stage companies developing new technologies in financial services.

Anup Agarwal
Advisor

Anup Agarwal

Anup Agarwal is Deputy Chief Investment Officer of Global Atlantic. Anup has over 20 years of experience as head of consumer credit investment and research teams, serving as portfolio manager in fixed income and executive leadership in capital markets and structured finance.

Arthurr Levitt
Advisor

Arthur Levitt

Arthur Levitt, Jr. was the 25th and longest-serving Chairman of the U.S. Securities and Exchange Commission (“SEC”). He currently serves as a Board Member at Bloomberg and Motif Investing, and a Senior Advisor for Promontory Financial Group. Mr. Levitt also wrote the bestselling book, TAKE ON THE STREET.

Sheila Bair
Advisor

Sheila Bair

Sheila Bair is widely respected for her distinguished career in government, academia, and finance. As Chair of the Federal Deposit Insurance Corporation (FDIC) from 2006 to 2011, Sheila steered the agency through the worst financial crisis since the Great Depression, receiving numerous awards for her efforts to protect depositors and homeowners. She serves as a board member or advisor to several companies and is the author of The NY Times bestseller Bull by the Horns, her memoir of the financial crisis.

Baseline Ventures
Advisor

Steve Anderson

Steve Anderson is the Founder and Managing Partner at Baseline Ventures. Steve has over 20 years of experience in high-growth companies in various roles such as product management, business development, financial planning and lean growth strategies and implementation for early stage ventures.

Blythe Masters
Advisor

Blythe Masters

Blythe is a respected financial services and technology executive with over two decades of industry leadership and innovation. She is the former CEO of Digital Asset Holdings, Advisory Board Member of the US Chamber of Digital Commerce, and chair emeritus of the Securities Industry and Financial Markets Association (SIFMA) and the Linux Foundation’s open source Hyperledger Project.

© 2019 Figure Technologies, Inc.

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    San Francisco CA, 94108
  • 888-819-6388
    Not for use by New York borrowers
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Figure Lending LLCNMLS #1717824 - NMLSCONSUMERACCESS.ORG

Figure Home Equity Loan PLUS is available in CA with more states to come.

Equal Housing Opportunity Equal Housing Opportunity

This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

1 Our APRs range from 4.99% to 12.75%. The lowest APR is only available to consumers with excellent credit. For example, for a borrower with a CLTV of 45% and a credit score of 800, a five-year Figure Home Equity Loan Plus with an initial draw amount of $50,000 would have a fixed annual percentage rate (APR) of 4.99% and a 3.00% origination fee. Your total loan amount would be $51,500. Origination fees range from 0-3% of your initial draw depending on the state in which your property is located. The advertised rate is available only to borrowers using primary residences as collateral. Your actual rate will depend on many factors such as your credit, combined loan to value ratio, loan term and occupancy status.

2 Approval in 5 minutes and funding in 5 days is based on a typical customer experience for properties located in counties that permit e-signatures and e-recording. Actual funding times may vary. Due to state law, funding in 5 days is not applicable to first lien loans secured by owner-occupied properties in Vermont.

3 Home values and price appreciation are estimates based on our assessment of independent data sources and automated valuation models (AVMs).
4 https://www.hsh.com/first-time-homebuyer/cost-of-owning-a-house.html
5 You should consult a tax advisor regarding the deductibility of interest and charges to your Home Equity Loan Plus.
6 Sources: Credit card, Personal loan, Traditional Home Equity

*State and city home valuation appreciation rates are based on Zillow home value estimates ( https://www.zillow.com/home-values/), https://www.zillow.com/san-jose-ca/home-values/)

One click to find your rate - it won’t affect your credit score.

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