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Radically transforming financial services

Figure has built a marketplace of scaled technology solutions that displace legacy lending infrastructure and loan origination processes at each stage of the loan lifecycle.

Figure's mission

To streamline and standardize credit.

We are pioneering innovative technology solutions that lower transaction costs and enfranchise borrowers and capital markets.

Revolutionizing the financial industry

Founded2018

Over the last 6 years, Figure has built a marketplace of scaled technology solutions that displace legacy lending infrastructure and loan origination processes at each stage of the loan lifecycle.

$12BFunded

Hundreds of thousands of homeowners in 47 states have unlocked more than $12 billion in home equity.

Advanced digital & automated technology

Our technology's standardization and automation save hundreds of dollars per loan compared to traditional securitization and manual processes.

#1Non-bank lending partner

Our innovative HELOC technology is private labeled for 17 originators and 95 broker partners.

Figure's vision

To create the first highly liquid private capital marketplace.

The exchange leverages the most innovative financial technology to maximize value and accessibility for consumers, lenders, and investors.

Liquidity built for the future, available today.

Figure uses technology to reduce cost, improve speed and expand products for consumers and institutions.

Investors

10T Holdings
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Awards & recognition

Featured in

ForbesBloombergThe New York Times
  • Money's Best HELOC of 2024

    Money.com, 2024

  • Most Innovative Blockchain, Crypto, Metaverse, and Web3 Companies of 2024

    Fast Company, 2024

  • Wealthfront Career-launching Company

    Wealthfront, 2021

We're hiring!

View open roles

Homeowner stories

Hear from real people who have transformed their lives with a little help from Figure.

See all homeowner stories

Enhancing Lending Speed with AI

We were already a fast HELOC - now we're even faster. Powered by our partnerships with OpenAI's GPT and Google Gemini, this isn't just an upgrade; it's a game-changing evolution for the lending industry

Join the future of lending with Figure
  • Lower costs

    Slash processing costs.

  • Unmatched efficiency

    Our AI lets your team focus on delivering exceptional customer experiences.

  • Lightning-fast transactions

    We were already a fast HELOC - now we're even faster.