Latest blog posts about Debt

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  Debt Different ways to consolidate debt

  Debt consolidation can help roll several high-interest debts into a single, lower interest payment and may even help you pay off debt faster. There are several ways to consolidate debt, but which is the right one?

  

  Debra Jack, Contributor  article author

  January 31, 2024
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  Home Improvement Major changes to federal energy efficiency tax incentives might give you a financial boost

  Considering a home remodel? You might be eligible for federal energy efficiency tax incentives that could save you money. Read on to learn more.

  

  Alysse Guitar, Director of Growth  article author

  July 24, 2023
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  Debt What Credit Score Do You Need to Get a Loan in 2022?

  It is critical to understand credit score requirements when considering a loan for any purpose in 2022. Nearly all loan types carry some credit score requirement including a mortgage, home equity line of credit (HELOC), personal loan, and others.

  

  Hannah Friedman, Sr. Content Manager  article author

  April 6, 2023
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  Home Equity Financing an ADU: Using your home equity to build an ADU

  Financing an ADU can be challenging, but using your home equity can be a smart way to get the funding you need. This guide shows you how it works

  

  Hannah Friedman, Sr. Content Manager  article author

  April 5, 2023
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  Home Equity Should I use a HELOC to buy a car?

  A home equity line of credit (HELOC) is a good option for financing a vehicle in place of a traditional auto loan. Learn how it works, the pros, and the cons.

  

  Barron Ernst, Head of Product  article author

  March 29, 2023
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  Debt Understanding the different types of interest rates

  When you're borrowing money, the interest rate is part of what determines how much that loan will cost you over time. But you shouldn't always just choose the lowest rate offered.

  

  Debra Jack, Contributor  article author

  February 1, 2023
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  Debt Should you invest only if you’re debt free?

  One of the biggest financial conundrums is whether to invest the extra cash you have at the end of the month into your savings or use it to pay off outstanding debts. The latter can be tempting as unpaid debt accumulates interest charges that only add to the total balance you need to pay off.

  

  Barron Ernst, Head of Product  article author

  January 25, 2023