Plan your family's future with Figure's HELOC

Get up to $400k^{5navigates to numbered disclaimer} for IVF, Pregnancy, and Children's Costs

Worried about the financial costs of family planning? If you're a homeowner, you have an advantage. While the expenses associated with family planning can add up, a Home Equity Line of Credit (HELOC) offers you a solution. By tapping into your home equity, you can access funds to cover the expenses and create a solid foundation for your growing family.

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Benefits of Figure's HELOC

Fixed rates^{1navigates to numbered disclaimer}
The rate that applies to each draw is fixed at the time of the draw and won't change over time.
Redraw up to 100%
Lock in a lower rate with the option to redraw up to 100%.
100% online application
No in-person appraisal needed with online video notary and support.
Borrow up to $400k^{5navigates to numbered disclaimer}
Borrow up to $400,000 with one-time origination fee.^{6navigates to numbered disclaimer}
5, 10, 15, 30-year loan terms^{6navigates to numbered disclaimer}
Get a HELOC with Figure on the terms that work for you and your needs.
Funding in as few as 5 days^{2navigates to numbered disclaimer}
Figure offers a fast way to turn your home equity into cash.

Focus on life's exciting milestones

When it comes to financing your family planning expenses, it's essential to explore your options and make an informed decision. Two popular choices are Home Equity Lines of Credit (HELOCs) and Personal Loans. Let's compare them side-by-side to help you determine the best option for tapping into your home's equity.

Faster and easier

With Figure, you could get approved in as little as 5 minutes and funding in as few as 5 days,^{2navigates to numbered disclaimer} all with a 100% online application. Personal loans often require more documentation and can take longer to process.^{4navigates to numbered disclaimer} No need to jump through hoops or waste time with lengthy in-person appointments with Figure's HELOC.

Borrow more for less^{4navigates to numbered disclaimer}

HELOCs typically offer lower interest rates than personal loans, which could help you save money over time. Plus, with Figure, you could borrow up to $400k^{5navigates to numbered disclaimer} and enjoy longer loan terms up to 30 years. And with the ability to redraw funds as needed, you have the flexibility to manage unexpected expenses or ongoing needs.

Trusted by thousands

Figure technology has been used to fund over $12 billion in loans, making us a trusted and experienced lender in the industry. Our innovative technology and customer-centric approach make us the best choice for your financing needs.

Figure's HELOC offers faster and easier approval, better terms and lower rates, and greater borrowing flexibility compared to personal loans

If you're a homeowner with equity in your home, a HELOC from Figure may be the perfect solution for your financing needs.