Figure Home Equity Line

Figure Home
Equity Line

Tap into your home equity to get a rate as low as 4.99%1 APR on a home equity line of credit in a few simple steps.

Pre-qualification does not affect your credit score

Speak to a customer service professional

Bloomberg Radio888-819-6388Not for use by New York borrowers

How much has your home appreciated?3

Purchase Price


Home Value


Price Appreciation



Average APR6

4.99 - 13.74%115 - 20% (floating)12 - 14%5 - 10% (floating)

Same-day approval

Funding in 5 days2

Tax deductible5

No ongoing fees

Fixed monthly payments


✝ Low origination fee

See what customers are saying about
Figure Home Equity Line.

Pre-qualification does not affect your credit score

“I was skeptical that this process could ever be an easy one. This is by far the easiest and best experience I have ever had.”
Paula T., Arizona

Pre-qualification does not affect your credit score

Frequently asked questions

What can I do with a home equity line of credit?

Home equity line of credit can be used for purposes such as debt consolidation, home improvement or major purchases.

What loan amounts does Figure offer?

Figure offers loans from $15,000 up to $150,000. Minimum credit score is 600, and the maximum Combined Loan-to-Value ratio is 95%.

What documents do I need to apply?

You’ll need a current US Driver’s Licenses, State ID or Passport. You will also need your bank info for Figure to disburse your funds.