Figure Lending LLC is a licensed mortgage lender with its main office at 650 California Street, Suite 2700, San Francisco, CA 94108; 1 (888) 819-6388. Figure maintains the following licenses for its home equity line of credit product:

StateLicense NameLicense Number
AlabamaConsumer Credit License22533
AlaskaMortgage Broker/Lender LicenseAK1717824
Arizona*Mortgage Banker License948458
ArkansasCombination Mortgage Banker-Broker-Servicer License114692
California*Finance Lenders Law License60DBO8196
ColoradoMortgage Company RegistrationNone
ConnecticutMortgage Lender LicenseML-1717824
District of ColumbiaMortgage Lender LicenseMLB1717824
FloridaMortgage Lender Servicer LicenseMLD1636
GeorgiaMortgage Lender License/Registration61229
HawaiiMortgage Servicer LicenseMS219
IdahoMortgage Broker/Lender LicenseMBL-9625
IdahoRegulated Lender LicenseRRL-10028
IllinoisResidential Mortgage LicenseMB.6761349
IndianaMortgage Lending License39933
IowaMaster Loan Company Registration88893478
IowaMortgage Banker License2018-0048
KansasMortgage Company LicenseMC.0025537
KansasSupervised Loan LicenseSL.0026703
KentuckyMortgage Company LicenseMC418885
LouisianaResidential Mortgage Lending LicenseNone
MaineSupervised Lender License1717824
MarylandMortgage Lender License23318
MassachusettsMortgage Lender LicenseML1717824
MassachusettsThird Party Loan Servicer RegistrationLS1717824
MichiganMortgage Broker/Lender/Servicer LicenseFL0021494
MinnesotaResidential Mortgage Originator LicenseMN-MO-1717824
MississippiMortgage Lender License1717824
MissouriCompany License18-2421
MontanaConsumer Loan License1717824
MontanaMortgage Lender License1717824
NebraskaMortgage Banker LicenseNone
NevadaMortgage Broker License4823
NevadaMortgage Broker Branch License4823
NevadaSupplemental Mortgage Servicer License4824
New HampshireMortgage Banker License22423-MB
New Jersey*Residential Mortgage Lender LicenseNone
New MexicoMortgage Loan Company LicenseNone
North CarolinaMortgage Lender LicenseL-180811
North DakotaMoney Broker LicenseMB103310
OhioResidential Mortgage Lending Act Certificate of RegistrationRM.804317.000
OklahomaMortgage Lender LicenseML011894
OklahomaSupervised Lender LicenseSL008496
OregonConsumer Finance License0464-001-C
OregonMortgage Lending LicenseML-5968
PennsylvaniaMortgage Lender License66882
PennsylvaniaMortgage Servicer License68084
Rhode IslandLender License20183626LL
Rhode IslandThird Party Loan Servicer License201836267LS
South CarolinaMortgage Lender/Servicer LicenseMLS - 1717824
South DakotaMortgage Lender LicenseML.05202
TennesseeMortgage License151185
TexasMortgage Company LicenseNone
TexasResidential Mortgage Loan Servicer RegistrationNone
WashingtonConsumer Loan Company LicenseCL-1717824
West VirginiaMortgage Lender LicenseML-36248
WisconsinMortgage Banker License1717824BA
WyomingMortgage Lender/broker License3217
WyomingSupervised Lender LicenseSL-3840

Arizona: 25030 S 190th Street, Queen Creek, AZ 85142.
California: Loans made pursuant to a California Finance Lenders Law license.
New Jersey: Licensed by the NJ Department of Banking and Insurance.
New York: Website authorization by the New York State Department of Financial Services is pending. Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site.

© 2019 Figure Technologies, Inc.

  • 650 California Street, Suite 2700
    San Francisco CA, 94108
  • 888-819-6388
    Not for use by New York borrowers
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Figure Home Equity Loan PLUS is available in CA with more states to come.

Equal Housing Opportunity Equal Housing Opportunity

This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

1 Our APRs range from 4.99% to 12.75%. The lowest APR is only available to consumers with excellent credit. For example, for a borrower with a CLTV of 45% and a credit score of 800, a five-year Figure Home Equity Loan Plus with an initial draw amount of $50,000 would have a fixed annual percentage rate (APR) of 4.99% and a 3.00% origination fee. Your total loan amount would be $51,500. Origination fees range from 0-3% of your initial draw depending on the state in which your property is located. The advertised rate is available only to borrowers using primary residences as collateral. Your actual rate will depend on many factors such as your credit, combined loan to value ratio, loan term and occupancy status.

2 Approval in 5 minutes and funding in 5 days is based on a typical customer experience for properties located in counties that permit e-signatures and e-recording. Actual funding times may vary. Due to state law, funding in 5 days is not applicable to first lien loans secured by owner-occupied properties in Vermont.

3 Home values and price appreciation are estimates based on our assessment of independent data sources and automated valuation models (AVMs).
5 You should consult a tax advisor regarding the deductibility of interest and charges to your Home Equity Loan Plus.
6 Sources: Credit card, Personal loan, Traditional Home Equity

*State and city home valuation appreciation rates are based on Zillow home value estimates (,

One click to find your rate - it won’t affect your credit score.

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