Partner HELOC for

Banks + Credit Unions

Offer a better, faster HELOC in addition to your current financial products. By adding this complementary offering, you can cut costs while continuing to provide your customers with the financial solutions they expect.

Diversify your product offerings
By diversifying your financial solutions and offering a HELOC, you stay in the driver’s seat. Maintaining your relationship until a refinance or purchase makes sense again.
Capitalize on the current rate environment
By providing a financial solution to tap home equity, as an alternative to a cash-out refinance, you can strengthen your relationship with customers.
Add an additional revenue stream
Generate additional business by offering a HELOC to existing customers. No extra marketing dollars necessary. Diversify your company’s revenue sources without the overhead.
Protect your customer portfolio
Increase the lifetime value of existing customers, by offering them another more cost-effective way to unlock their home equity without giving up their low mortgage rate.

Our HELOC vs Traditional HELOC

	Our HELOC	Traditional HELOC
Funding time	In as few as 5 days^{2navigates to numbered disclaimer}	45 days
Fixed rate^{3navigates to numbered disclaimer}
100% online application
Automated underwriting
Draw feature
Appraisal	AVM	In person
Title report
E-closing^{*navigates to table disclaimer}
Disbursement	Full disbursement	Over time

* E-notary available in most locations but not all

Benefits for your customers

Get up to $400k^{1navigates to numbered disclaimer}, with terms of 5, 10, 15, or 30 years, plus funding in as few as 5 days
Lower rates, compared to alternatives such as personal loans and credit cards^{4navigates to numbered disclaimer}
100% online application, no appraisal/title, with e-Notary available in many locations

Prospect effectively within your existing customer database

One of the most important drivers of success is knowing what options are available to your customers. Quickly and easily prospect within your own database before reaching out to customers with the HELOC product.

Provides transparency

See exactly what options might be available for your customer
Builds confidence

Have confidence that you’re providing customers with an ideal HELOC
Increases conversion

Appropriately prospect and conduct outreach to customers who may benefit from a HELOC