Power your mortgage business with a smarter Piggyback solution
A smarter, more cost-effective way to help homebuyers and boost cash-out refinances
$12+ billion
in equity unlocked with Figure’s platform
100%
online application
5 day
funding for
your customers2navigates to numbered disclaimer
Drive your brand forward while enhancing your
customers' financial flexibility.
Offer a Piggyback HELOC through Figure’s platform to deliver lightning fast funding, a digital
application process, and options that feel tailormade, this is the HELOC your customers will love.
What’s different about this Piggyback?
Offering a Piggyback HELOC through Figure’s platform is ideal for homebuyers aiming for lower down payments without mortgage insurance or jumbo loan rates. It’s a powerful, flexible solution for cash-out refinances too, putting more control in your customers’ hands.
| Feature | Piggyback through Figure’s Platform | Traditional Piggyback HELOC* |
|---|---|---|
| Application | 100% digital, 5 minute application2navigates to numbered disclaimer | In-person or digital mix |
| Funding Speed | As few as 5 days2navigates to numbered disclaimer | 2-4 weeks |
| Avoid Jumbo Pricing | Borrow up to $400k5navigates to numbered disclaimer while staying within conventional loan limits for favorable terms | Varies by lender |
| Avoid Mortgage Insurance | ||
| Integration with Partner Systems | Seamless integration with custom pages | Depends on the lender |
| Ease of Use for Loan Officers | Automatically reads MISMO files. No need for manual data entry | Manually enter customer data |
Turn-key simplicity
5 minute application, 5 day funding2navigates to numbered disclaimer
Don’t just meet expectations, beat them! With our streamlined digital platform, your customers can apply in as little as 5 minutes with funding in as few as 5 days.2navigates to numbered disclaimer
Flexible customer focused options
One size never fits all, so why should your customers settle? With Figure’s HELOC platform, they choose the amount, term, and payment options that make sense for them. This keeps things simple, personalized, and stress-free.
Easy integration with total Support
Bring a powerful HELOC solution to your customers without a single hiccup. From a custom partner page to our Lead Portal, our technology makes the entire process easy for you and a breeze for them.
Three steps to the perfect HELOC partnership
- 1
Quick and easy setup
Get customers on their way with a branded page or portal link that’s all about convenience.
- 2
Fast funding, seamless transactions
We handle the details, from application to disbursement, so funds reach your customers in days instead of weeks.
- 3
Flexibility that fits your strategy
Figure makes staying on top of customer needs and loyalty a win-win.
Ready to make mortgage financing smarter?
Join the growing number of mortgage professionals who trust Figure’s platform to deliver cost-effective, powerful financing options. Fill out the form below to request a demo and discover how Figure can help you grow your mortgage business.